An Alternative to Credit Scores?

An Alternative to Credit Scores? (via http://mortgagespectator.com)

Do you ever get the feeling your credit score doesn’t adequately portray your true risk as an applicant for a home mortgage? If your FICO score is a subpar 690 but you know you are a solid candidate for a loan, do you think that lenders’ heavy dependence on credit scores is unfair to you as an…

 

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